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NJCLASS Loan Program

The NJCLASS Loan Program is a Loan sponsored by New Jersey Office of Student Assistance.

Award Information:

Amount of Loan: up to the cost of eduction minus other aid
Requirements: Applicant must be U.S. citizen or eligible non-citizen and be enrolled at least half time at eligible institutions. Applicant must have satisfactory academic progress and satisfactory credit history. A cosigner can be added if needed. Must fill all financial aid information by one school. May not exceed total cost of education. Loan is for NJ eligible institution or NJ resident attending an approved out-of-state institution
Eligibility: College freshman, College sophomore, College junior, College senior, Master's-level study, Doctoral-level study, Other postgraduate-level study

Sponsorship provided by:

New Jersey Office of Student Assistance
4 Quakerbridge Plaza, CN 540
Trenton, NJ

Phone Number: 800 792 8670
Fax Number: 609 588 7389

You can find out more by contacting:

Phone Number: 800 792 8670

It is important to thoroughly research the background of the loan. A maximized likelihood of success is a result of initially researching the prerequisites and knowing if you fulfill them. Prior to starting, try to recognize the particular aims of the New Jersey Office of Student Assistance and what they hope to achieve with the NJCLASS Loan Program. Once that is done, figure out if you have a decent shot of being awarded the loan. Once you believe that you have a decent shot that you can be a recipient of the NJCLASS Loan Program, then you should use your time.

An important aspect of working toward obtaining the loan is properly completing the forms. Some forms are drawn-out and tiresome, but take the time to make sure that your work was done accurately and completely. Pay careful attention so that you won't lose out as the result of something that could have been avoided.

Once the application is sent off, figure out the timeframe regarding when the NJCLASS Loan Program confers the award and distributes any funds so you'll be aware of whether or not you can rely on the loan to provide additional support for the expenses associated with school and how it will assist with your future, you might have to follow certain conditions on what bills you can pay with the NJCLASS Loan Program. Recently it has become more burdensome to be able to take care of the expenses associated with school, and making use of the NJCLASS Loan Program as a supplement to your own resources can make things much easier. Even if you don't obtain the NJCLASS Loan Program, keep at it, you might find new loans for which you can apply.

Last Updated: 12/18/2015


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